Capital One Auto Finance Agreement to Provide Insurance Form

“Capital One”, “we”, “us” or “our” means collectively Capital One Financial Corporation, its subsidiaries and affiliates (including, but not limited to, Capital One, N.A., Capital One Bank (USA), N.A. and Capital One Auto Finance) and all their respective successors, assigns, agents and/or authorized agents. However, with respect to a particular account to which you are provided by the Online Banking Website, “Capital One”, “we”, “us” or “our” means the particular Company of the Capital One family of companies offering such an Account. Please refer to your account agreement(s) for information about the Capital One company that manages your individual accounts. Additional documents such as: signed affidavit confirming security interest, copy of driver`s license, copy of registration, copy of insurance, mileage and color of the vehicle may be required if your state needs the documents to transfer the privilege. You agree that electronic copies of communications are valid and you will not contest the validity or enforceability of such communications or related transactions unless there is evidence of altered data or manipulation in accordance with the provisions of applicable law as to whether certain agreements must be entered into in writing or signed by the party, to be bound by it. and such copies shall be admissible as evidence in all judicial, arbitral, mediation or administrative proceedings to the same extent and under the same conditions as other commercial documents prepared and kept on paper. It is your sole responsibility to ensure that your contact, payment account and other information is up to date and accurate. This contact information includes, but is not limited to, name, address, phone numbers, email addresses, payment account numbers, and any other information about your payment accounts. Changes to contact information can be made through the online banking website or by notifying us as indicated on our contact page.

Failure to provide accurate and complete information (including misrepresentation of your identity or other information) may result in errors in your requested payments or may serve as a basis for us to prohibit your use of online banking in the future. To the extent that a transaction is an electronic transfer from a personal account, the following rules apply: You may not lose more than $50 in connection with an unauthorized transfer due to the loss or theft of your credentials if you notify us within two business days of receiving the loss or theft of your credentials. However, you may lose up to $500 in connection with any unauthorized transmission as a result of the loss or theft of your credentials if you do not notify us within two business days of becoming aware of the loss or theft of your credentials and we can demonstrate that we could have stopped the unauthorized transmission if we had been notified. If you do not report unauthorized transactions that appear on one of your periodic statements within 60 days of sending or electronically submitting those statements, you risk unlimited losses on transactions made after the expiry of the 60-day period if we can prove that we could have prevented any unauthorized use if we had been notified within that 60-day period. If extenuating circumstances, such as e.B a long trip or hospital stay that prevented you from notifying us, the periods in this section may be extended. Please read this Disclosure of Electronic Communications (“Disclosure of Electronic Communications”) carefully – it contains important information about your legal rights. Changes can be made either by calling Online Banking Customer Service at 1-877-383-4802 or by mail in the U.S. mail. We are not responsible for payment processing errors or fees you incur if you do not provide accurate account or contact information.

You will receive periodic statements for your account(s) with the regularity provided for in your account contracts. Your role is extremely important in preventing any illegal use of your accounts. You should carefully review your statement as soon as it is received. Use of the Services requires a computer or approved mobile device and Internet access connected through an Internet or mobile service provider and to a web browser (. B for example, Firefox, Chrome, or Microsoft Internet Explorer). To protect the privacy and security of your financial information, you must log in to the Online Banking website using an Internet browser that supports TLS 1.2 or later. Use of the Services with less than TLS 1.2 is strictly prohibited. To the extent that you are able to access Services that are less than TLS 1.2, we expressly disclaim any liability for any loss arising from your use of such lower encryption. We may change these requirements from time to time. Online payments include (a) payments made through the Services for which the Payment Account is a Capital One Account (“Outgoing Payments”), including, but not limited to, payments you schedule through our Online Bill Payment Service, (b) payments to certain Capital One accounts (“Incoming Payments”), and (c) payments in the form of money transfers to eligible loans or line of credit accounts (referred to in the “Money Transfers” section above and any other provisions are covered).

B. For transfers of funds in this Agreement). You are responsible for notifying us of any changes to your email, mobile and telephone contacts to which communications are sent. Please log in to Online Banking to change or cancel your optional communications. If you need help with text messaging, you can send “HELP” to the US…